Author: Timothy St. John

Timothy St John is a seasoned financial analyst and writer, catering to the dynamic landscapes of the US and European markets. Boasting over a decade of extensive freelance writing experience, he has made significant contributions to reputable platforms such as Yahoo!Finance, business.com: Expert Business Advice, Tips, and Resources - Business.com, and numerous others. Timothy's expertise lies in in-depth research and comprehensive coverage of stock and cryptocurrency movements, coupled with a keen understanding of the economic factors influencing currency dynamics. Timothy majored in English at East Tennessee State University, and you can find him on LinkedIn.

Bitcoin Price Prediction after Bearish Drop to $95K

Posted on November 14, 2025 by Timothy St. John

$658 in cryptocurrency has been liquidated during a massive selloff prompted by Bitcoin (BTC) dropping to nearly $95,000. This marks the coin’s lowest point since May of this year.

Bitcoin is bearish as it dips below $100K.

Bitcoin is now down to $95,894 (BTC/USD) after one of its sharpest drops for the entire year. The coin lost 4% over the last 24 hours as investors panicked and sold their coins rapidly. This selloff followed several weeks of increased volatility for the cryptocurrency market.

BTC/USD

Now with the coin below $100K, it is at a critical level where investors may buy up during the dip. At the same time, confidence in Bitcoin will decline as investors fear further instability and loss of value.

Very High U.S. Selling Pressure

Investors should note that most of the selling pressure is coming from the United States, despite President Donald Trump’s campaign promises that he would be a pro-crypto President. He made good on some of those promises already by establishing a Bitcoin reserve and pushing forward the GENIUS Act that eases the buying and trading of stablecoins, but there has been little support for Bitcoin and the wider crypto market outside of those moves.

What was supposed to be a banner year for Bitcoin in particular has resulted in a late-year price level that is only 7.3% above where it started. Many investors have lost confidence in Bitcoin and its ability to hit some of the incredibly high price points that were predicted early on in the year. After the coin spiked when Trump was elected President, many analysts expected a price of $150K or higher before the year was up.

We do expect Bitcoin to recover its gains quickly, though. The very low price level currently creates an opportunity for investors to buy the coin cheap. While the decline also puts whales in a bad place, they may survive the bear market if they hold steady. Michael Saylor, who has become one of the top Bitcoin investors through his company Strategy, has been asked about how the extremely low price of Bitcoin now affects his company’s value, and he is not the only whale investor under intense scrutiny as the market contracts.

November and December tend to be very good months for cryptocurrency. While we do not expect another event this year on par with the U.S. presidential election to help boost the market, end-of-year investments should help push Bitcoin higher and could still propel it to our previous predicted high of $130K before the year is up.

Tesla Stock Falls to September Lows

Posted on November 14, 2025 by Timothy St. John

After a sharp decline on Thursday, Tesla (TSLA) stock fell more than 2% Friday as tech stocks suffered across the board, mostly due to AI market fears.

Musk has his pay package but is struggling to keep Tesla stock high.

Tesla stock is being pulled down by a technology stock selloff, prompted by concerns that that AI market will lose momentum in the near future and that much of the investment made into AI will lead to massive debt for tech companies.

On Thursday, Tesla had its worst daily loss since July, with a drop of 6.6% by the end of the day. This comes just after CEO Elon Musk had his $1 trillion pay package approved, and yet analysts expected the company’s stock to perform well after that issue was settled.

Tesla Moves Forward with AI Despite Market Concerns

It looks like Musk and Tesla are not letting fears over the collapse of the AI market worry them. The company announced that they would be building a production line at their Freemont, California facility. There, they would be able to produce a million Optimus units, which are in-development AI-powered robots that are designed to serve a variety of purposes. The Optimus robot is already in pilot production, so Tesla may be close to releasing what Musk has called a product that will enable universal income and replace many jobs.

Tesla is also expanding its robotaxi service, which utilizes AI technology to provide driverless transport in several major cities in the United States already. The soft launch of this service requires that there be a safety driver present to handle any emergencies or deal with mistakes the AI driver may make as the company irons out the wrinkles in the tech.

Tesla stock is now down to $383 per share in premarket trading for Friday at the time of this writing. The stock has mostly been in decline since the start of November, and it has performed worse on average than the leading tech stocks in that period. Even though the tech side of the stock market is in decline this week, Tesla stock has suffered tremendously all through the month.

What is significant about the latest stock price drop for Tesla is that the stock level is now just below where it started 2025 off, and that is not a good look for the company. With Musk back on board as full-time CEO after stepping away from government work with the Department of Government Efficiency, and with his new pay package secured, this may be an opportunity for the company to move forward and make good on all its plans. We might be seeing the first stumbling steps of the company attempting to right itself, and there is a strong possibility that Tesla will finish 2025 strong and perform very well in 2026 despite how the stock is performing now.

Daily Stock Market Update: S&P 500 and Dow Fall More Than 1%

Posted on November 14, 2025 by Timothy St. John

Stocks took a sharp downward turn on Thursday as tech shares fell, causing the Nasdaq to drop 2.2% and the S&P 500 to lose 1.6%. The Dow also slipped 1.6% as the bears took over.

The stock market is down on Friday after a terrible performance on Thursday.

Technology stocks took a hit on Thursday and continued to fall on Friday as the market opened. Major decline across the U.S. stock indices on Thursday resulted in the worst single day performance for the stock market in over a month.

The stocks hit the hardest by the decline were tech stocks, which included Tesla (TSLA), which dropped 4% and Palantir (PLTR), which fell 4% as well. As fears over the AI market persist, technology stocks will continue to feel the heat from skittish investors.

Stocks Expected to Decline Further

The tech rally we saw last week never kept up its momentum, derailed over concerns that the AI market will peak soon and not give investors a return on what they have spent to develop the technology. This week saw the steep decline of Oracle (ORCL) and Bitfarms (BITF) stocks, both of which made waves in the AI space this year but have disappointed investors in recent quarterly earnings statements.

The AI trade has propped up the Nasdaq Composite throughout much of the year, but now we are seeing something of a reset. The tech stocks are pulling back as investors are becoming afraid of where the market is headed. If the AI bubble bursts, that leaves dozens of tech stocks to try to scrape their way back up to 2025’s all-time highs.

All three stock indices set multiple record highs this year, but they have fallen from those levels in recent weeks, a decline prompted mostly by falling tech stocks. We may continue to see AI-related stocks fall in the coming weeks as prices pull back. The furious upward momentum of these stocks in September and October has resulted in overvalued stocks that cannot keep up their price levels and that have run out of steam. Now, prices are settling down to more reasonable levels.

Bitfarms- Buy, Sell, or Hold after 17% Loss?

Posted on November 13, 2025 by Timothy St. John

On Thursday, Bitfarms Ltd. (BITF) dropped 17.66% after the company reported a loss of $46 million for the most recent quarter, but investors may not want to discount them just yet.

Bitfarms stock is in steep decline after their quarterly report.

Bitfarms recently made a shift over to the digital infrastructure space and stepped away from its heavy focus on bitcoin mining. So far, the move has not helped their profit margins, and the company reported a loss for the quarter of $0.08 per share. That is far worse than analysts’ predictions.

The company also reported that their revenue grew to $69 million, which is a 156% increase from the previous year, but their massive investments and operating costs have offset the gains they have made. Inventors were disappointed and made that evident as they sold off their Bitfarms stock in droves.

Big Plans That Cost Millions

The company is converting property in Washington to accommodate its move to artificial intelligence infrastructure, preparing the site to handle AI/HPC workloads. The site is expected to be complete by the end of 2026, but until then, the company is struggling to make the transition to its new focus.

Bitfarms has struck a public deal with a company that provides data centers with critical infrastructure. This deal is worth $128 million and is fully funded, so the company has some breathing room, but they need to quickly make their new business model work for them. For the moment, their investors do not appear to have much confidence, and the extremely poor quarterly earnings statement will not help increase faith in the company.

Bitfarms never made much profit with their mining operations, so the changeover is expected to help them impress investors as they reduce operating costs and enter what they hope is a more lucrative market. The company is asking its investors to pay attention to their next quarterly earnings calls, where they plan to share some updates on their progress.

For now, investors should be wary. Yes, the price of Bitfarms stock is very attractive at $2.63 per share. However, negative press and the uncertainty of their new market position make them a risky bet. The company’s stock enjoyed a peak of $6.47 just as recently as October. That is the highest their stock price has been since 2022, and they may have trouble getting back to an elevated price level because of their recent struggles. Any investment in the company right now may not pay off if they cannot figure out how to make the new business operations work well for them in what is quickly becoming a crowded market niche.

November Is a Strong Month for Natural Gas Prices So Far

Posted on November 13, 2025 by Timothy St. John

Natural gas prices are now higher than they have been in years, at $4.6 MMBtu, and the cold weather and high demand are driving the market out of its doldrums.

Natural gas rates climb higher as export demand rises.

The price of natural gas rose 1% on Thursday and achieved a price not seen since 2022. The current cold spell and excellent export demand are helping to keep prices high, but warmer weather is expected later on this month.

The weather forecast models predict mostly cold weather throughout December, though, which should drive prices further and is already driving interest in natural gas. While parts of the United States suffered from abnormally hot months throughout the year, a return to a very cold winter appears to be ahead.

Gas Demand Expected to Grow for Years

Looking ahead, the International Energy Agency said that the demand for gas and oil around the globe should increases through 2050. While there have been concerns in recent years that alternative power sources would take the place of oil and gas, that does not appear to be a problem that will greatly hinder the industry for decades. Alternative fuel sources may eventually replace conventional ones, but for now, the notion that electric cars and solar powered vehicles will be the norm is not realistic for a long time.

A transition in the energy sector is expected in the coming years, but that will likely be a gradual shift that will not quickly cast aside gas and oil as essential power sources. The demand for gas is already increasing, with every sector showing higher natural gas prices in the United States for 2025. These increases have not been even across each sector, but the wide trend is an overall increase.

Residential customers are expected to see smaller gas price increases than commercial customers, with the industrial sector and power plants anticipating 20-35% increases in the short term. As the weather gets colder and export demand ratchets up, gas prices throughout the United States will be considerably higher in the commercial sector for the coming months.

Henry Hub gas prices are higher this year than they were last year as well. This is true of most distribution hubs throughout the United States for the year, and the U.S. Energy Information Administration predicts that prices will climb through the winter but will taper off and then drop sharply in 2026 as the weather warms.

Tesla Stock Down Nearly 6% as It Enters Highly Important Chapter

Posted on November 13, 2025 by Timothy St. John

Tesla fell 5.7% on Thursday as the wider stock market dropped. The government shutdown is over, and Tesla CEO Elon Musk has his trillion-dollar pay package, so Tesla can move forward.

Tesla is developing an AI robot Optimus that could give the company a major boost.

Investors may not need to worry too much about Tesla (TSLA) stock dropping almost 6% on Thursday, because the company’s declining stock is primarily the result of a widespread stock market decline.

Dan Ives from wealth management firm Wedbush says that Tesla is entering “its most important chapter” now. With Musk’s pay package secured, the company can move forward and set its investment budget for AI, knowing that Musk will be behind their efforts.

Tesla Prepared to Make Waves in AI

Tesla appears to be very interested in pushing forward with AI technology, using it their self-driving cars, in their robotaxi service, and in their in-development Optimus robots. The robotaxi service has already launched in San Francisco and Austin, and the company is expecting to expand this service to other parts of the United States.

Tesla may move into nearly full autonomous driving on their vehicles in the next few years. That appears to be the direction they are heading. AI functionality has been built into some of their later models and could be the norm moving forward.

The company is looking at taking its proprietary artificial intelligence technology and implementing it into a standalone robot that could serve a variety of household functions or operate as a business assistant. This is Optimus, and it is still in early development stages, but Musk has spoken in the past about how the company intends to price the robot reasonably so that it can become a household essential.

Many of their investments into this technology are expected to pay off over the next few years, and Tesla is in this market for the long haul. So, investors may have to be patient with Tesla for now. Even though their stock is down for the day, that does not mean their investment into AI tech was the wrong choice. Even though they may not make massive profits because of their heavy investments, that does not mean that the stock will stagnate and fail to impress a few years down the road.

For the short term, this may be a good time to jump in on this stock. It is markedly down from where it was last month- now at $406 per share compared to early October’s $439. Tesla has actually performed well in recent months, though, and is close to their all-time high, so investors can expect the stock to continue to perform well in the short term as several negative factors are relieved. With the government shutdown ended and Musk’s pay package taken care of, this stock could shoot up quickly.

Bitcoin Price Prediction after 2.44% Plummet

Posted on November 13, 2025 by Timothy St. John

Bitcoin is now down to $103,58 (BTC/USD) after losing 2.44% over the last 24 hours, and yet investment firms are counting on the digital token to soar in the coming years and months.

Bitcoin is down this week and lost more than 2% on Thursday.

Bitcoin (BTC) may be barely staying above $00K for now, but it could be due for a bull run soon. JPMorgan expects a boom for Bitcoin with a market capitalization of $3.5 trillion and a price of $170,000, setting those numbers as their price target.

[[BTC/USD]]

The cryptocurrency market is down for now, with tokens trending bearish for the most part. A few bright spots stick out, like XRP (XRP) with its 3.2% gain over the last day, but Ethereum (ETH), Cardano (ADA), and Hyperliquid (HYPE) all declined on Thursday.

Bitcoin Has a Long Way to Go

Just to make it back to its previous record high, Bitcoin would have to gain 18.45%, which seems unlikely to happen very soon. We may see a resurgence from the coin before the end of the year that allows it to set a new record, and it may peak around $130K before 2025 is over, but that is likely as far as it will go before next year.

There is no new inflation data for the government to share right now that would help Bitcoin climb higher, because of the government shutdown that closed off those data releases. The coin may benefit from President Donald Trump’s plan to issue $2,000 tariff rebate checks to Americans. When that idea was first announced, Bitcoin’s price shot up, but it did not stay elevated.

There is simply a lack of interest in cryptocurrency at the moment compared to a few months ago. Who can blame investors since stocks have risen from one record high to another after the midpoint of 2025, but cryptocurrencies have had trouble regaining their 2025 highs.

Bitcoin will continue to struggle until it can prove its relevancy again, and it may rest on the whales to do that. Over the past 11 months, Elon Musk and Michael Saylor have helped keep cryptocurrency relevant, but the market needs stronger support from investors that people trust. For now, it appears that Bitcoin will continue to flounder around the $100K-$105K range.

Daily Stock Market Update: AMD Soars As Shutdown Ends

Posted on November 13, 2025 by Timothy St. John

The longest U.S. government shutdown in history finally came to an end on Wednesday night as President Donald Trump signed the budget bill, and stocks are expected to climb today.

Stocks may surge as the government reopens today.

With the shutdown finally over, the stock market can get back to its October highs, and tech stocks are likely where the big gains will be at. That is certainly the case with Advanced Micro Devices (AMD) which added 9% to its stock value on Wednesday evening.

AMD’s price pulled back slightly on Thursday in premarket trading, losing just over 1%, but the stock remains elevated and close to an all-time high at $255.75 per share at the time of writing. The question now is whether the fears over AI’s longevity and profitability will start to subside or if they will persist through the rest of the week.

How the Shutdown Ended

For the Senate to finally come to some agreement that allowed the budget bill to be passed, both sides had to make concessions. Or Democrats, it meant that they had to give in on healthcare issues for the moment and let this bill move through without getting the Obamacare tax credits that they had insisted on. For the Republican side, there was a concession made to revisit the healthcare topic very soon so long as the current bill passed.

Now, food stamps can be paid out, government employees can receive their backpay, and laid off employees can get back to work. The wheels of government can begin to move freely again, well oiled by a hefty budget bill. However, the monthly reports for labor and inflation statistics for the shutdown period may not be published now that the window has passed for those.

The Stock Market Surges

Two of the three major indices climbed Thursday morning as the market opened. On the good news of the shutdown ending, the market can return to previous highs, but a lack of clear inflation data may make investors move cautiously.

The Dow Jones added 0.68% as it opened for the day, and the S&P 500 moved up 0.06%. The Nasdaq dropped 0.26%, however, with tech stocks offering a mixed bag.

Microsoft (MSFT) gained 0.48% on Thursday, but Google (GOOGL) declined by 1.58%. There was no consistent pattern on Thursday morning for tech stocks, proving that the anticipated rally was not happening, at least for now. The looming threat of tariffs, a Chinese trade lockout, and fears over the AI market are all holding tech stocks back at the moment.

AI Is Not Dead- A Key AI Stock Climbed More Than 90%

Posted on November 12, 2025 by Timothy St. John

Over the last three months, Intel Corp. (INTL) stock has gained 93%, quietly taking a large portion of the AI market share while offering something different from Nvidia’s chips.

Intel stock is climbing and could grow much higher soon.

On Wednesday, Intel stock gained another 0.16%, achieving a price of $37.91 per share. That is nearly as high as the stock has been in a year and half, and investors may be sleeping on this technology company while they focus on Microsoft, Google, and Nvidia.

Intel stock hit $41.53 in late October and could easily hit that price point again soon. The company does not have the same kinds of struggles that are holding Nvidia back right now, like severe Chinese restrictions and a crowded market. Because Intel’s focus is only partially on AI components, they are able to diversify and remain agile in a fluctuating market.

Why Intel Might Be a Good Investment Right Now

Despite months of growth, this stock is still considered undervalued compared to its competition. It is trading at a lower price than its competition when considering the ratio of price to sale. Intel is a strong competitor in the semiconductor market and has excelled in its niche, but it is also looking to expand further into AI tech at a time when the market still looks healthy.

Intel has been making deals with AI companies that could prove to be incredibly lucrative in the coming months. They released Crescent Island in October, and this is a line of products that work with AI programs and yet come at artificial intelligence from a different angle than some of the other semiconductor manufacturers.

Intel is now shipping chips with AI features, and they expect to ship more than 100 million of these by the end of the year. These chips will be absolutely essential in PCs in the coming years as AI becomes even more pervasive, and Intel is on the cutting edge there and poised to benefit tremendously from a growing market.

Daily Stock Market Update: Dow Sets Record

Posted on November 12, 2025 by Timothy St. John

The Dow Jones closed at an all-time high on Tuesday, and the stock market is set to climb this week as a result, helped along by an impending end to the government shutdown.

Tech investors are worried that AI will cost too much to be profitable soon.

The Dow closed up 1.2% on Tuesday, achieving a record high, but its performance has not spread to the other indices, which are down today. The Nasdaq fell 0.61%, and the S&P 500 dropped 0.13% as tech stocks struggled.

The government shutdown may be coming to an end soon. A vote from the House of Representatives moved the budget bull forward despite attempts from the democratic party to make some changes. The next step is for President Donald Trump to sign the bill and pass it into legislation.

Stocks React to News of Shutdown Ending

The government shutdown is in its 43^rd day so far, and it has caused many government agencies to almost completely stop functioning while the budgetary issues are decided by the Senate. As a result, stocks have been volatile from one day to the next and the cryptocurrency market has lost much of its October gains.

As news broke on Tuesday that the shutdown may be ending soon, stocks climbed across all three major indices. With a shutdown in sight, investors are expecting to see stocks recover from weeks of downward trends.

The stocks struggling the most right now are technology ones, with Bitfarms (BITF) down 7.4% and Oracle (ORCL) dropping 3.8%. Google (GOOGL) lost 2.4% over the last day, and Microsoft (MSFT) fell 1.4%. Tech stocks are under pressure right now because of high tariffs and concerns that the artificial intelligence market could lose its relevancy in the near future. Investors are also concerned about the recurring expenses that come with AI technology and the massive investments that companies are having to make to keep up with the market.

The Dow remains near its record high with excellent performances from healthcare and banking stocks. These are assets that are not as likely to be hurt by changing technology fads or by strict tariffs, and they may be some of the most reliable options for investors trying to steer clear of troubled tech stocks.