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LiteFinance Review

Edited by: Louis Schoeman

LiteFinance Review

Overall, LiteFinance is considered an average risk, with an overall Trust Score of 76 out of 100. They are licensed by zero Tier-1 Regulators (high trust), one Tier-2 Regulator (average trust), and zero Tier-3 Regulators (low trust). They offer two retail trading accounts: an ECN and a Classic. 


LiteFinance Review – 13 key points quick overview:  

  1. ☑️Overview
  2. ☑️At a Glance
  3. ☑️LiteFinance Account Types
  4. ☑️How To Open a LiteFinance Account
  5. ☑️LiteFinance Deposit & Withdrawal Options
  6. ☑️Trading Instruments & Products
  7. ☑️LiteFinance Trading Platforms and Software
  8. ☑️LiteFinance Spreads and Fees
  9. ☑️Leverage and Margin
  10. ☑️Educational Resources
  11. ☑️LiteFinance Pros & Cons
  12. ☑️Security Measures
  13. ☑️Conclusion





LiteFinance, founded in 2005, has been revolutionizing the foreign exchange industry by introducing cent accounts that require a minimal investment of less than $10.  

By eliminating existing entry barriers through this distinctive approach, the broker has enabled countless new traders to enter Forex trading – an arena previously reserved for exclusive players only.  

Driven by customer satisfaction and determined to surpass established competitors’ standards, the broker quickly stood out as a trailblazer in the field. 

Throughout its history, the company has garnered various accolades that have cemented its position as a preeminent global broker. Their exceptional trading platforms, fair spreads, and unwavering commitment to transparency have all been recognized.  

Introducing their ground-breaking cTrader platform – celebrated for user-friendliness and top-notch charting capabilities – empowers traders at every level with access to cutting-edge technology. 

The broker has become a renowned multinational brokerage firm that caters to clients worldwide, with an unwavering pledge to offer just and truthful trading opportunities forming the foundation of its culture.  

The company’s diverse portfolio comprises various account types, superior execution models, and extensive education resources illustrating this focus.  


What trading instruments can I find?

They provide extensive trading instruments, including equities, commodities, forex pairs, index CFDs, energies, and precious metals.


Can traders from the United States open an account?

No, regulatory restrictions prevent residents of the United States, several other regions (EEA countries, Russia, Japan, and Israel), and Israel from opening accounts with LiteFinance from doing so as well.


At a Glance

🗓 Established Year2005
⚖️ Regulation and LicensesCySEC
🪪 Ease of Use Rating4/5
📞 Support Hours24/5
💻 Trading PlatformsMetaTrader 4, MetaTrader 5, LiteFinance Social Platform, LiteFinance Mobile App
🛍 Account TypesECN, Classic
🤝 Base CurrenciesAUD, EUR, GBP, NZD, USD, CHF, CAD
📊 Spreads0.0 pips
📈 Leverage1:500
💸 Currency Pairs56; minor, major, and exotic pairs
💳 Minimum Deposit50 USD
🚫 Inactivity FeeYes, 10 USD after two months of inactivity on accounts with a <$100 balance
🗣 Website LanguagesEnglish, Indonesian, Russian, Malay, Thai, Spanish, French, Portuguese, Chinese (Simplified), Arabic, Persian
💰 Fees and CommissionsSpreads from 0.0 pips, commissions from $0.25 per share
✅ Affiliate ProgramYes
🏦 Banned CountriesResidents of EEA countries, the United States, Russia, Japan, Israel, and other regions.
✔️ ScalpingYes
📉 HedgingYes
🎉 Trading InstrumentsForex, commodities, index CFDs, energies, precious metals, shares
🎖 Open an AccountOpen Account


LiteFinance Account Types 

LiteFinance Account Types 

✅ AvailabilityAll; ideal for scalpers and day tradersAll; ideal for casual traders
🛍 MarketsAllAll
💸 Commissions$0.25 per share 
$0.5 per Contract on Stock Indices 
$0.5 per lot on Energies 
$10 on Forex Major Pairs 
$20 on Forex Crosses 
$20 on Precious Metals 
$30 on Forex Minor Pairs 
0.12% on Cryptocurrencies
None; only the spread is charged
💻 PlatformsAllAll
📊 Trade Size0.01 lots – 100 lots 0.01 lots – 100 lots
📈 Leverage1:1 – 1:5001:1 – 1:500
💰 Minimum Deposit50 USD50 USD
🎖 Open an AccountOpen AccountOpen Account


LiteFinance ECN Account

Experienced traders seeking market execution with minimal spreads starting at 0.0 pips in exchange for the commission will find the ECN Account ideal. This account offers leverage of up to 1:500 and requires a minimum deposit of $50, providing direct access to liquidity providers.  

Traders can trade Forex, shares, commodities, indices, and social trading using MetaTrader 4 and 5 platforms.  

The benefits include customizable lot size beginning at as low as 0.01 units alongside diverse choice base currencies while also enjoying negative balance protection- making it an attractive option for serious investors looking beyond traditional investment vehicles. 


LiteFinance Classic Account

Tailored for individual traders, the Classic Account eliminates commission fees and provides flexible spreads from as low as 1.8 pips. This account type covers various trading products and platforms, such as MT4, MT5, and LiteFinance’s exclusive social trading platform.  

Traders can enjoy leverage up to 1:500 with only a $50 minimum deposit while being assured of no hidden charges – perfect for those who value transparency in pricing strategies.  

On top of that, this account offers negative balance protection plus Islamic account conversion options alongside access to informative materials – attracting like-minded learners who appreciate openness about how their trades are executed at every step. 


LiteFinance Demo Account

With the Demo Account, traders can practice and experiment with strategies without any financial risk. The platform allows access to MT4 and MT5 using virtual money, which accurately simulates the actual market situation.  

Since this demo account has no expiration date, it serves as an ideal tool for continuous learning. With real-time market data, traders can try various platforms and instruments until they become confident.  

This teaching resource is essential for beginners looking to gain confidence while enabling experienced professionals to test new methods without risking their finances. 


LiteFinance Islamic Account

The broker offers an Islamic Account tailored for Sharia-compliant traders with no interest obligations.  

This swap-free solution applies to two account types – ECN and Classic – ensuring ethical trading principles by removing rollover interest charges on overnight holdings in alignment with the standards of Islamic finance.  

Not only does this account maintain a consistent leverage ratio, execution quality, and access to all products included as standard accounts, but it also eliminates spread-widening measures.  

The inclusive system permits Muslim traders unrestricted market engagement without compromising their religious beliefs or values. 


What are the main differences between the ECN and Classic accounts?

To accommodate various trading approaches, the ECN account features narrower spreads beginning at 0.0 pips with commission fees, whereas the Classic account features larger spreads without commission fees.


What leverage does LiteFinance offer?

The broker provides traders with leverage of up to 1:500, enabling them to augment the size of their trading positions over their initial investment.


How To Open a LiteFinance Account 

To register an account, follow these steps: 

Step 1 – Click on the open account button.

Visit the LiteFinance website and look for the “Open Account” button, usually in the homepage’s top right corner. 

How To Open a LiteFinance Account Step 1

Step 2 – Complete the form.

Complete the registration form with your personal information, including your name, email address, phone number, and country of residence. 

How To Open a LiteFinance Account Step 2

Step 3 – Choose your preferences.

Set up your login credentials by selecting a username and a strong password for your account. Choose the currency you want to use as the basis for your account from the available alternatives. Choose any extra services or features you want to include in your account configuration if available. 


LiteFinance Deposit & Withdrawal Options 

💳 Payment Method🏛 Country⚖️ Currencies Accepted⏰ Processing Time
Debit/Credit CardAllMulti-currencyUnpublished by broker
Bank Wire TransferAllMulti-currencyUnpublished by broker
Perfect MoneyAllMulti-currencyUnpublished by broker
M-PESA KenyaKenyaKESUnpublished by broker
M-PESA TanzaniaTanzaniaTZSUnpublished by broker
Africa Mobile MoneyGhanaGHSUnpublished by broker
ADVCashAllMulti-currencyUnpublished by broker

Deposits Methods:

Bank Wire

✅Log into your trading account and go to the “Finance” section. 

✅Select “Deposit” and then “Bank Wire” from the list of payment options. 

✅Enter the deposit amount and any other necessary financial information, such as your bank account information. 

✅Review the bank wiring instructions supplied, which usually contain the broker’s bank account information. 

✅Begin the bank wire transfer from your bank using the information supplied, and be sure to add any reference numbers or remarks that will connect the transaction to your account. 

✅Keep a copy of your bank’s transaction receipt or confirmation; you may need to send it to LiteFinance for verification. 


Credit or Debit Card

✅Access your account and go to the “Deposit” area under the “Finance” menu. 

✅Select “Credit or Debit Card” as the deposit method. 

✅Complete the relevant card information, including the card number, expiry date, CVV code, and deposit amount. 

✅Confirm the payment information and complete the security checks, including 3D Secure verification if necessary. 

✅Submit the deposit request, and the money should be deposited to your account within the broker’s processing timeframe. 


e-Wallets or Payment Gateways

✅Sign in to your account and choose the “Deposit” option under the “Finance” section. 

✅Choose your favourite e-wallet or payment gateway provider. 

✅Enter the deposit amount, and you will be redirected to the e-wallet or payment gateway’s site. 

✅Log in to your e-Wallet or payment gateway account to validate the transaction information. 

✅Approve the transaction and wait for the money to appear in your account based on the service provider’s processing time. 


Withdrawal Methods:

Bank Wire

✅Log into your account and go to the “Withdraw” option inside the “Finance” page. 

✅Select “Bank Wire” as the withdrawal method. 

✅Complete the withdrawal form with the essential banking information and the amount you want to withdraw. 

✅Confirm the withdrawal information and submit your request. Monitor your bank account for funds receipts, bearing in mind that bank wire transfers might take several working days. 


Credit or Debit Cards

✅Log into your trading account and go to the “Withdraw” option in the “Finance” menu. 

✅Select “Credit or Debit Card” as the withdrawal method. 

✅As per anti-money laundering requirements, enter the amount to withdraw and confirm that it is to the same card used to make the deposit. 

✅Verify the transaction information and submit your withdrawal request. Processing times may vary, but you should get funds returned to your card within the period given by the broker. 


e-Wallets or Payment Gateways

✅Sign in to your account and choose the “Withdraw” option in the “Finance” section. 

✅Choose your e-wallet or payment gateway as the withdrawal method. 

✅Enter the withdrawal amount and other information about your e-wallet or payment gateway. 

✅Confirm the transaction information and then submit the withdrawal request. 

✅The money will be sent to your e-wallet or payment gateway within a few hours to a business day, depending on the broker’s processing timeframe. 


How can I withdraw funds from my account?

Withdrawals can be done in the same ways as deposits, including credit/debit cards, bank wire transfers, and e-wallets, ensuring a smooth transaction.


What is the typical timeframe for the withdrawals to process?

The broker normally processes withdrawal requests within a few hours to business days, depending on the method utilized.


Trading Instruments & Products 

The broker offers the following trading instruments and products: 

➡️Forex – The broker offers a comprehensive choice of 56 currency pairings, including major, minor, and exotic pairs, enabling traders to capitalize on global foreign exchange market dynamics. This extensive variety allows traders to participate in strategies across several markets, from the most traded pairings, such as EUR/USD, to less prevalent exotic pairs, diversifying their trading portfolio. 

➡️Precious Metals – Traders can trade five precious metals, which normally include gold and silver but may also include platinum and palladium. These assets are often employed to hedge against inflation and currency depreciation, providing a haven alternative during economic turmoil. 

➡️Energies – Overall, he broker allows you to trade two types of energy products: crude oil and natural gas. These commodities are very volatile, creating many trading opportunities, and are critical for traders wishing to diversify their tactics beyond forex and metals. 

➡️Global Stock Indexes – With 11 global stock indexes, traders may bet on wider equity market trends without trading individual equities. These indexes often contain benchmarks such as the S&P 500 and NASDAQ, which reflect important market sectors and economies. 

➡️CFD on Indices – CFDs on indices allow traders to speculate on the price movement of an index without owning the underlying assets, providing a mechanism to trade on the overall performance of an index. 

➡️Cryptocurrencies – Aditionally, the broker offers a diverse range of 65 cryptocurrencies for trading, allowing access to one of the most active and quickly increasing marketplaces. This enables traders to speculate on the price swings of various digital currencies, including Bitcoin, Ethereum, and others, catering to the rising interest in cryptocurrency. 


What types of CFDs can I trade?

The broker provides CFDs on indices, which enable traders to bet on the price movement of index futures without owning the underlying assets.


Can I trade shares with LiteFinance?

Yes, they allow investors to exchange shares and bet on the price fluctuations of particular firms.


LiteFinance Trading Platforms and Software 

Trading Platforms and Software 

MetaTrader 4

The MT4 trading platform is renowned for its intuitive interface and impressive functionality.  

Traders of all levels benefit from the extensive selection of analytical features, including 50+ pre-installed indicators, nine timeframe options for in-depth price analysis, and many drawing tools.  

The secure connection offers convenience with one-click trades and automated trading capabilities via Expert Advisors. At the same time, MetaTrader Market access provides additional resources to enhance your experience within the MQL4 community network.  

The built-in encryption ensures safe transaction processing, further solidifying the broker’s reputation as a reliable trader choice. 


MetaTrader 5

The broker offers traders seeking a comprehensive multi-asset platform that covers forex, equities, and commodities through CFDs the sophisticated features and capabilities of MetaTrader 5.  

Boasting advanced analytical tools such as an economic calendar with 21 timeframes over 80 technical indicators for thorough market studies, MT5 is far superior to its predecessor.  

With complete support for various order types, including trailing stop orders, and extensive EA testing abilities via its strategy tester feature, it is perfect for those looking to test their strategies while enjoying maximum functionality in trading operations. 



cTrader’s intuitive and user-friendly interface is famous for facilitating speedy order execution and delivering advanced charting functionalities.  

Furthermore, many traders prefer this platform due to its superior order capabilities and Level II pricing – two features resonating with LiteFinance’s commitment to offering transparent prices and lightning-fast transaction processing.  

Additionally, cTrader comes packed with comprehensive analytical tools and extensive charting suites- perfect supplements for scalpers and day traders seeking enhanced support from the broker while employing their trading strategies. 


LiteFinance Trading App

The Trading App is designed for forex traders who prefer the convenience of portable devices. This mobile solution makes monitoring accounts and making trades while on the go even more accessible.  

The app incorporates essential functionalities such as live quotes, interactive charts, and an extensive suite of trading orders that align with LiteFinance’s dedication to providing a dynamic trading experience.  

In addition, traders can access markets efficiently through its user-friendly interface, utilizing analytical tools at any time from anywhere they may be located to manage their investments effectively. 


Social Trading Platform

The Social Trading Platform offers a unique solution for traders to emulate and replicate the strategies of skilled market players within LiteFinance’s network.  

This platform is perfect for novice or seasoned traders seeking alternative trading methods by leveraging collaborative knowledge from a community of experts.  

The tool is an ideal supplement to their education-based approach; it provides insights into trader performance evaluation and risk mitigation measures while providing realistic learning opportunities with potential profits.  

Additionally, integrating social elements in this process bolsters inclusivity and democratization – making trading more accessible and engaging. 


Can I use MetaTrader 5?

Yes, the broker supports MT5, which includes comprehensive financial trading tools, technical and fundamental analysis, and automated trading systems (trading robots).


Can I trade directly from my browser?

While they specialize in downloading platforms and mobile apps, traders may also use web versions of MT4 and MT5 for browser-based trading.


LiteFinance Spreads and Fees 

Spreads and Fees


The spread system is designed to cater to a wide range of traders, offering competitive advantages that are especially advantageous for those using their ECN account.  

With spreads starting as low as 0.0 pips, this narrow margin can be incredibly beneficial for high-volume traders and individuals utilizing techniques like scalping, where each pip becomes significant.  

For Classic account holders who prefer commission-free trading or infrequent trades, the company offers spreads beginning at 1.8 pips.  

The variety of available spreads highlights LiteFinance’s dedication to accommodating diverse styles and methods in trading while also providing value for both cost-conscious customers and casual investors alike. 



The broker offers commission costs tailored to suit the needs of active and professional traders, with fees starting at $0.25 per share on their ECN account. This demonstrates LiteFinance’s commitment to providing an affordable trading environment for its users.  

The commission charges depend upon the type of product traded – major Forex pairs incur a cost as low as $10- in line with LiteFinance’s fair and transparent pricing approach.  

By adopting this model, traders can effectively monitor their anticipated transaction expenses, thereby gaining control over their overall spending while executing trades accurately within budget constraints. 


Overnight Fees

Overnight fees impact traders who hold positions open for more than a day. The costs may fluctuate according to market conditions, potentially impacting forex strategy.  

Traders should note the trading platform’s opportunity for triple swaps on Wednesday and Thursday evenings, as this could affect profitability through increased fees.  

With its transparent fee structure, the broker enables traders to anticipate potential transaction expenses and plan accordingly. 


Deposit and Withdrawal Fees

Overnight fees impact traders who hold positions open for more than a day. The costs may fluctuate according to market conditions, potentially impacting forex strategy.  

Traders should note the trading platform’s opportunity for triple swaps on Wednesday and Thursday evenings, as this could affect profitability through increased fees.  

With its transparent fee structure, the broker enables traders to better anticipate potential expenses involved in transactions and plan accordingly.  

Additionally, they are committed to a straightforward deposit and withdrawal process with no added costs, ensuring traders do not have to worry about transaction expenses.  

Moreover, this approach exemplifies LiteFinance’s devotion to creating an environment that benefits the trader by making asset management easy and affordable. By eliminating these fees, the broker appeals widely to traders worldwide who can transact without losing money on incidental charges. 


Inactivity Fees

They have implemented a clear policy to enforce inactivity fees that brokers typically charge. Accounts with balances less than $100 are subject to a fee of $10 after two months of inactivity, encouraging traders to use the platform regularly.  

This pricing model highlights the focus on active trading and covers account maintenance expenses.  

To avoid this cost, traders should monitor their account activity closely. However, compared to other industry competitors’ charges for similar services, the broker maintains reasonably low costs for its customers. 


Currency Conversion Fees

They might face currency translation expenses if traders use different currencies for deposits or withdrawals. In that case, they can impose conversion costs as it is common in the industry to address the intricacies of global trading and the various currencies involved.  

These charges aim to help the broker overcome financial complexities associated with multi-currency transactions while being open about customer costs.  

This approach reflects LiteFinance’s commitment to its client’s satisfaction through transparent and straightforward services. 


Does LiteFinance charge commission fees?

Yes, they charge commission fees on ECN accounts beginning at $0.25 per share, although Classic accounts are mainly commission-free, depending on spreads as their primary trading expense.


How can I check the specific fees for my trading activities?

For further information, traders can view particular fees by checking their trading account dashboard or visiting the website’s ‘Fees & Charges’ section.


Leverage and Margin 

Overall, the broker offers leverage and margin trading as important features of its forex and cryptocurrency trading platform. Additionally, the company explains that leveraging is like a loan given by the broker to traders in the realm of forex trading.  

This method allows them to take on positions much larger than their initial investment, leading to significant gains or losses depending on market fluctuations.  

With LiteFinance’s 10:1 leverage ratio, for instance, traders could manage trades with an amount ten times greater than what they initially invested. While high leverages present more opportunities for savvy traders looking to maximize profits from smart trades, they raise asset risk levels significantly. 

In contrast, margin trading involves acquiring financial products through borrowed funds from a broker.  

Initially implemented in stock transactions, this notion has been broadened by the broker to incorporate numerous digital assets and empower traders with leveraged positions in cryptocurrency markets.  

The provision of margin trading for crypto-assets exemplifies LiteFinance’s commitment to providing traders access to top-notch tools while facilitating leverage over volatile markets. 

Leveraging and margin trading are both important techniques for traders looking to expand their market exposure and increase potential earnings.  

However, they must be aware of the risks involved in these methods that could amplify profits and losses.  

To make sure traders understand leverage and margin trading fundamentals before engaging in such high-risk yet rewarding tactics, they provide educational resources. 


Educational Resources 

The broker offers the following educational resources: 

➡️LiteFinance Webinars – Moreover, these online seminars dive into Forex market theory and practice, given by expert traders with vast experience. The webinars are designed to assist traders in making educated judgments, answer tough queries, and grasp key trading principles.

➡️Forex Glossary – Overall, this is a comprehensive collection of Forex words and concepts that may help traders educate themselves with the specialized language used in forex trading. 

➡️Forex books – The broker suggests books that provide insights into Forex from the viewpoint of expert traders. This may be very valuable for improving your market comprehension and trading abilities. 

➡️Trading Strategies from Professional Traders – Additionally, the site allows users to access a variety of trading strategies offered by experienced traders, as well as practical information and approaches for use in various market conditions. 

➡️Trader Reviews – Overall, traders may access reviews and comments from other users, creating a forum for community learning and sharing experiences. 

➡️Demo Account – The broker provides a demo account feature that allows traders to test their trading methods in a risk-free environment using virtual money. This is especially advantageous for beginner traders who want to acquire expertise without financial risk. 

➡️FAQ section – Moreover, a well-organized FAQ section covers typical inquiries and offers rapid answers to various issues or questions that traders may have concerning LiteFinance’s services and operations. 


Are the webinars accessible to all traders?

Yes, their webinars are open to all traders and cover a wide range of subjects ideal for new and experienced traders.


Are the educational materials available in multiple languages?

Yes, to serve its clients better, the broker offers instructional resources in a variety of languages.


LiteFinance Pros & Cons 

✔️ Pros❌ Cons
Legally registered and regulated to offer financial services, which ensures a safe trading environment.While the ECN account provides competitive conditions, it also includes a fee, which may dissuade some traders
The platform is intended to be accessible and simple to use, improving the trading experience for both novice and expert tradersDuring instances of extreme market volatility, traders may encounter slippages and spread extensions, which may influence trading results
LiteFinance provides traders with unrestricted access to MT4/MT5 demo accounts, enabling them to test Expert Advisors (EAs) and new strategies in a risk-free environment
The broker offers a wide range of cryptocurrency trading choices, which appeals to traders interested in digital assets
Traders like the transparency of offers and conditions, which contributes to a pleasant trading experience
LiteFinance provides a unique copy-trading service, enabling users to emulate the methods of more experienced traders
LiteFinance is well-known for its competitive trading conditions, which include a combination of fees and spreads tailored to different trading techniques


Security Measures 

Overall, the broker employs rigorous security measures to safeguard its customers and provide a safe trading environment.  

Firstly, they keep segregated accounts, keeping client funds separate from the company’s operating funds. This segmentation is critical when the firm has financial problems since it safeguards customers’ money. 

Furthermore, the broker is a member of the Investor Compensation Fund (ICF), which adds extra financial protection. The ICF seeks to reimburse customers if the company fails to meet its financial responsibilities, covering up to 20,000 EUR per client and providing a substantial safety net. 

To secure customers’ data and transactions, they use an SSL certificate, which ensures that all data passed via its website is encrypted, preventing other parties from capturing sensitive information. 

Furthermore, the broker provides Two-Factor Authentication, which needs not just a password and username but also something only the user has, such as a physical token. 

A clear and thorough privacy policy is in place, describing how customer data is gathered, handled, and safeguarded. The company also issues risk alerts to traders to assist them in understanding the possible hazards involved with trading activity. 

Finally, the broker provides Negative Balance Protection, guaranteeing that customers cannot lose more than their account balance. This is especially crucial in highly volatile trading settings when market moves might be unforeseen. 


Is LiteFinance a member of any compensation schemes?

Yes, they are a member of the Investor Compensation Fund (ICF), providing extra protection to its customers.


What privacy policies does the broker have in place?

The broker provides a thorough privacy policy that outlines how customers’ personal information is gathered, handled, and secured.

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Overall, LiteFinance is a reliable broker, providing diverse financial products that appeal to a wide range of traders. Moreover, its dedication to delivering competitive trading conditions is seen by the favourable spreads provided in its ECN accounts, which remain appealing to many traders.  

For more information on FXLeaders.


Yes, the broker supports scalping and hedging.

Yes, they utilize many security precautions, including segregated customer accounts and SSL encryption.

The broker has an affiliate program that allows partners to earn money by recommending new customers to the broker. 

They allow you to trade various commodities, including 56 forex currency pairs, precious metals, energy, global stock indexes, numerous CFDs on indices, and many cryptocurrencies. 

The broker is situated in Cyprus and regulated by CySEC, which ensures compliance with European financial behavior and monitoring regulations. 

The broker provides the mainstream MetaTrader 4, MetaTrader 5, and cTrader platforms and their own Social Trading Platform and mobile app. 

Yes, they levy a $10 inactivity fee after two months of account dormancy if the balance is under $100. 

Withdrawal timeframes vary based on the method selected, although they strive to complete withdrawals quickly.

The minimum deposit necessary to start a trading account is $50. 

The broker has a responsive customer support staff accessible 24 hours a day, seven days a week by live chat, email, and phone. 

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