September XRP Price Prediction: Recovery Hopes Off $2.80 Support with Ripple Adoption in Focus
XRP has staged a strong rebound this summer, fueled by a long-awaited legal settlement, whale accumulation, and growing anticipation...
Quick overview
- XRP has experienced a significant summer rebound, driven by a legal settlement, whale accumulation, and optimism surrounding potential ETF approvals.
- The token reached a record high of $3.65 in July, with key support established around the $2.80 level, indicating strong market resilience.
- Large investors have been accumulating XRP, adding nearly 340 million tokens recently, suggesting confidence in future price increases.
- The resolution of Ripple's legal issues and favorable regulatory changes have enhanced market sentiment, positioning XRP for potential mainstream adoption.
Live XRP/USD Chart
XRP has staged a strong rebound this summer, fueled by a long-awaited legal settlement, whale accumulation, and growing anticipation around possible ETF approvals.
XRP’s Summer Rebound
XRP delivered one of its strongest rallies in recent years, supported by dovish signals from the Federal Reserve, renewed hopes for ETF approvals, and most importantly, long-sought legal clarity. In July, the token set a new record high at $3.65. Although a late August pullback drove prices below $3, the market has found support, with technical indicators suggesting that buyers remain in control.
Technical Landscape and Market Performance
XRP’s price structure continues to show resilience. The $2.80 zone has emerged as a key support area, reinforced by the 20-week simple moving average, which has held steady as a technical floor. Meanwhile, the stochastic oscillator signals oversold conditions, often a precursor to a bullish reversal. Analysts note that if momentum returns, XRP could target the $5 level in the near term.
Bitcoin and Ethereum’s record-breaking rallies earlier this year energized the broader crypto market, and XRP followed in their footsteps. While BTC has since fallen back below $110,000, XRP remains one of the most closely watched assets, thanks to its unique mix of legal clarity and adoption catalysts.
Whale Accumulation and Investor Positioning
Large investors, or “whales,” have been aggressively accumulating XRP in recent weeks. Wallets holding between 10 million and 100 million XRP added nearly 340 million tokens over the past two weeks alone, raising their combined holdings to roughly 7.84 billion XRP. At an average accumulation price of around $2.80, this represents a significant bet on future upside. The timing of these moves suggests that institutional investors and large-scale traders are positioning themselves ahead of potential ETF approvals.
XRP/USD Chart Daily -The 20 SMA
Relief from Legal Settlement
A turning point for XRP came on August 22, when Ripple’s long-running legal battle with the U.S. Securities and Exchange Commission came to an end. The Second Circuit Court of Appeals approved the joint dismissal, bringing closure to a lawsuit that had weighed heavily on the token since 2020. This resolution not only removed regulatory uncertainty but also restored market confidence in Ripple’s long-term prospects.
Ripple quickly built on this momentum, securing a $75 million revolving credit facility from Gemini, with an option to expand to $150 million. This facility, linked to Ripple’s RLUSD stablecoin, highlights the company’s ambitions to evolve into a full-service financial provider. By integrating stablecoins, lending, and payments into regulated financial channels, Ripple is seeking to bridge the gap between traditional finance and blockchain-based services.
Policy Shifts and ETF Prospects
Regulatory and policy changes in the U.S. have also bolstered sentiment. A recent executive order signed by President Donald Trump allows retirement accounts, including 401(k)s, to hold alternative assets such as private equity, real estate, and cryptocurrencies. This move lends further legitimacy to digital assets and widens their appeal to mainstream investors.
Meanwhile, several asset managers—among them WisdomTree, Franklin Templeton, Grayscale, and 21Shares—have updated their filings for spot XRP ETFs. Decisions from the SEC are expected between October 18 and October 25, 2025, covering eight separate applications. Analysts estimate that approval could trigger up to $8 billion in inflows, potentially lifting XRP prices into the $5–$6 range and pushing its market capitalization toward $400 billion.
Outlook: From Speculation to Mainstream Adoption
The combination of whale accumulation, ETF optimism, and Ripple’s strengthened regulatory position makes XRP one of the most closely watched assets in the crypto space. While short-term volatility is likely around U.S. economic data releases—especially the upcoming Nonfarm Payrolls report—the longer-term trajectory appears to favor continued adoption and upward momentum. Should ETFs gain approval, XRP may transition from a speculative trade into a mainstream institutional asset, following the path already paved by Bitcoin and Ethereum.
Ripple Live Chart
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