XRP Price Prediction: Bullish Ripple Pattern and Whale Accumulation Point to $5
XRP appears to be regaining strength after reaching all-time highs earlier this summer. Supported by regulatory clarity, whale stockpiling..
Quick overview
- XRP is showing renewed strength after a summer rally, supported by whale accumulation and regulatory clarity.
- Strong technical support in the $2.70–$2.80 range suggests potential for XRP to test the $5 mark by year-end.
- Institutional interest is growing, highlighted by Ripple's upcoming Swell 2025 conference featuring key industry figures.
- Recent legal clarity and favorable regulatory changes may unlock new demand channels for XRP, enhancing its market outlook.
XRP appears to be regaining strength after reaching all-time highs earlier this summer. Supported by regulatory clarity, whale stockpiling, and conjecture regarding ETF approvals, Ripple’s native cryptocurrency might be setting up for its next significant breakthrough.
Summer Surge and Technical Resilience
XRP staged one of its most memorable rallies in July, climbing to $3.65 on the back of dovish Fed signals, optimism over ETF prospects, and long-awaited legal clarity. Despite an August dip that pushed prices below $3, the market has recovered, with technical indicators pointing to renewed bullish control.
Ripple Chart Weekly – The Support Held After the Pullback
Support remains strong in the $2.70–$2.80 range, reinforced by the 20-week SMA acting as a technical floor. A doji candlestick formed last week, often signaling bullish continuation, while the stochastic oscillator points to oversold conditions. Analysts suggest that if momentum persists, XRP could test the $5 mark before year-end.
Whale Accumulation Signals Confidence
Large investors have stepped up buying activity, adding weight to the recovery narrative. Over the past two weeks, wallets holding between 10–100 million XRP added roughly 340 million tokens, raising total holdings to nearly 7.84 billion.
A $700 million transfer to Kraken last week fueled speculation about coordinated whale positioning. Historically, such inflows have often preceded sharp market moves. Adding to the bullish case, AI-driven forecasts, such as from China’s DeepSeek, project XRP could reach $5 by Q4 2025, citing institutional demand and correlation with Ethereum’s highs.
Swell 2025 and Institutional Signals
Excitement is also building around Ripple’s Swell 2025 conference. A headline feature will be BlackRock’s Maxwell Stein, Director of Digital Assets, who is expected to discuss tokenized markets alongside Moody’s executive Rory Callagy. While it remains unclear whether BlackRock will directly address XRP ETF prospects, Stein’s participation underscores growing institutional engagement.
Legal Clarity Unlocks New Opportunities
A major turning point arrived on August 22, when Ripple and the SEC agreed to a joint dismissal of their years-long court battle. This resolution removed a cloud of regulatory uncertainty that had weighed on XRP since 2020, restoring confidence in Ripple’s future.
In the days following, Ripple secured a $75 million revolving credit facility from Gemini, expandable to $150 million, linked to its RLUSD stablecoin. The move signals Ripple’s ambition to transition into a full-service financial provider, integrating lending, payments, and stablecoins into regulated financial infrastructure.
Policy Shifts and ETF Outlook
Regulatory tailwinds have also buoyed sentiment. A new executive order signed by President Donald Trump now permits retirement accounts such as 401(k)s to allocate into alternative assets, including cryptocurrencies. This policy shift further mainstreams digital assets, potentially unlocking new demand channels.
Meanwhile, eight spot XRP ETF applications from managers like Grayscale, WisdomTree, Franklin Templeton, and 21Shares are pending SEC review, with decisions expected in late October. Analysts estimate approvals could drive up to $8 billion in inflows, propelling XRP into the $5–$6 range and boosting its market cap toward $400 billion.
Outlook: Can XRP Push to New Highs?
XRP’s blend of strong technical support, whale accumulation, fresh legal clarity, and ETF speculation has created fertile ground for another surge. While risks remain—particularly around market-wide volatility and regulatory timelines—the setup is increasingly favorable for a renewed push higher.
If bullish momentum holds, XRP may soon reclaim its July peak and set the stage for an assault on the $5 level, potentially marking one of the most significant crypto rallies of 2025.
Ripple Live Chart
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