Quick overview

Live XRP/USD Chart

---

XRP, HBAR have been integrated into SWIFT’s global financial messaging system through blockchain-based trials, signaling a strategic move to enhance digital asset interoperability and cross-border payment efficiency.

These trials aim to align blockchain technology with established financial infrastructure to modernize financial messaging, particularly by adopting ISO 20022 standards.

With over $150 trillion in transactions processed annually through its network, even a small shift toward blockchain could increase demand for these altcoins. XRP and HBAR are being evaluated for their potential to facilitate fast, scalable, and energy-efficient international payments. X

XRP can handle 1,500 transactions per second with minimal energy use and is known for its near-instant settlement times and strong support for banking operations. HBAR can process over 10,000 transactions per second while maintaining low energy consumption and solid corporate governance. Both assets are under review for their ability to enable asset transfers and support tokenization within a global financial system.

The trials reflect a broader institutional acceptance of blockchain’s role in finance. They could provide a framework for how blockchain-based solutions might complement traditional systems in speed, governance, and standardization. Its active testing of various options shows recognition of the sector’s evolution and emerging technology, while SWIFT has not committed to long-term adoption of any specific blockchain platform.

This contrasts with speculative narratives about digital assets, which often focus on interoperability and incremental integration rather than outright replacement of existing infrastructure.