XRP Price Prediction: From Legal Victory to ETFs and SWIFT As Ripple Use Case Builds Further

The digital asset market has been stimulated by the SEC's decision to expedite spot crypto ETF approvals, and Ripple's XRP has shown...

From Legal Victory to ETF Hopes: XRP’s Bullish Case Builds

Quick overview

  • The SEC's amendment to Rule 6c-11 is expected to expedite the approval process for spot crypto ETFs, potentially transforming institutional adoption of cryptocurrencies.
  • Ripple's XRP has shown resilience, gaining nearly 2% following the regulatory news, with strong technical signals suggesting a possible rise toward $5 by year-end.
  • Favorable macro conditions, including a dovish Federal Reserve and increasing institutional interest, are supporting the crypto market's growth.
  • Ripple's blockchain technology is projected to significantly reduce cross-border transaction costs, enhancing its appeal to institutional investors.

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The digital asset market has been stimulated by the SEC’s decision to expedite spot crypto ETF approvals, and Ripple’s XRP has shown increased resilience in the face of temporary price pressure.

Regulatory Breakthrough: Faster Path for Crypto ETFs

The U.S. Securities and Exchange Commission (SEC) has taken a decisive step toward broader institutional adoption of cryptocurrencies. By amending Rule 6c-11, the regulator introduced a framework that would allow spot crypto ETFs to be listed far more quickly.

The adjustment removes the need for separate approvals if the cryptocurrency has already traded futures on Coinbase’s derivatives market for at least six months. This change, referenced in filings from Nasdaq, NYSE Arca, and Cboe BZX, is expected to cut the review period from months down to weeks.

Analysts argue that this could mark a turning point for the industry, opening the door to a broad range of crypto ETFs—including those tied to XRP, Dogecoin, and Solana. The SEC is reportedly reviewing over 90 ETF applications, with first approvals potentially arriving as early as next month.

Ripple and XRP: Price Action and Technical Signals

Ripple’s native token, XRP, gained nearly 2% after the regulatory news, but closed the week just under $3. The pullback reflects consolidation rather than weakness, as technical signals point to strong underlying support.

  • The 100-day SMA between $2.70 and $2.80 continues to provide a reliable floor.
  • Rising daily lows confirm steady upward momentum.
  • Early September’s doji candlesticks suggest a trend continuation.
  • Stochastic oscillator readings indicate oversold conditions, pointing to possible upside.

With these signals in place, analysts believe XRP could retest its August highs and potentially climb toward $5 by year-end, especially if institutional inflows accelerate.

Ripple Chart Weekly – The 50 SMA Held As Support During the Pullback

Market Backdrop: Fed Policy and Institutional Demand

Macro conditions remain favorable for crypto markets. A dovish Federal Reserve, combined with weaker U.S. economic data, has boosted expectations for at least one more rate cut this year, possibly 50 bps. Lower yields and a softer dollar tend to support risk assets like cryptocurrencies.

At the same time, institutional flows are strengthening. Bitcoin ETFs drew $246 million in September, with Fidelity and BlackRock leading the charge. Yet while Bitcoin’s price action has stalled, XRP outperformed both BTC and ETH with a 7.5% gain over three sessions, reinforcing its appeal as an alternative growth play.

Institutional Interest: Ripple’s Expanding Role

Ripple’s potential extends beyond token price speculation. Analysts at Morgan Stanley estimate its blockchain-powered payments network could slash cross-border transaction costs by 60% and unlock up to $1 trillion in liquidity—a direct challenge to legacy systems like SWIFT.

Institutional engagement is also deepening. Ripple’s upcoming Swell 2025 conference in New York will host industry heavyweights including Maxwell Stein, BlackRock’s Director of Digital Assets, and Nasdaq CEO Adena Friedman. While no XRP ETF filing has yet been made, the presence of major financial players and Ripple’s legal victory over the SEC have fueled speculation that one may soon emerge.

Outlook: Momentum Builds for Ripple and Crypto ETFs

Between regulatory shifts, institutional backing, and macro support, the outlook for Ripple and the wider crypto market is increasingly constructive. While XRP must first reclaim $3 decisively, the long-term trajectory suggests the $5 target is within reach if momentum holds.

Ripple Live Chart

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ABOUT THE AUTHOR See More
Skerdian Meta
Lead Analyst
Skerdian Meta Lead Analyst. Skerdian is a professional Forex trader and a market analyst. He has been actively engaged in market analysis for the past 11 years. Before becoming our head analyst, Skerdian served as a trader and market analyst in Saxo Bank's local branch, Aksioner. Skerdian specialized in experimenting with developing models and hands-on trading. Skerdian has a masters degree in finance and investment.

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