XRP Price Prediction: $1.86 Holds as ETFs Absorb Supply and $8 Target Gains Traction
Ripple’s XRP coin maintained mild bullish momentum, trading around $1.86 on the day. This rise is due to growing interest from big...
Quick overview
- Ripple's XRP coin is experiencing mild bullish momentum, trading around $1.86 due to increased interest from institutional investors and positive regulatory news.
- The conclusion of Ripple's legal battle with the SEC has boosted investor confidence, establishing XRP's legitimacy in secondary markets.
- Conditional approval from the U.S. Office of the Comptroller of the Currency for Ripple National Trust Bank enhances regulatory oversight and supports XRP's market structure.
- Analysts predict XRP could reach up to $8 by 2026, driven by sustained ETF inflows and a clearer regulatory environment.
Ripple’s XRP coin maintained mild bullish momentum, trading around $1.86 on the day. This rise is due to growing interest from big investors, less supply as ETFs buy more XRP, and positive news from regulators. Although XRP has faced market pressure this year, the asset continues to show resilience, with exchange reserves declining sharply and inflows into spot ETFs signaling deeper engagement from long-term investors.
Regulatory Clarity and SEC Settlement Boost Investor Confidence
Ripple’s legal battle with the U.S. Securities and Exchange Commission, a defining struggle for XRP legitimacy, has largely concluded after years of uncertainty. The final appeals were dropped in 2025, firmly establishing that XRP traded on secondary markets is not a security and removing a major regulatory overhang.
🚨 𝗫𝗥𝗣 𝗕𝗥𝗘𝗔𝗞𝗜𝗡𝗚 𝗡𝗘𝗪𝗦 | Dec 25, 01:04 PM ET
Ripple just landed a monumental win that crushes the SEC’s long-standing assault: a federal appeals court sharply ruled in Ripple’s favor, narrowing the definition of XRP as a security and dealing a devastating blow to…
— XRP Intel Wire 📡 (@XRPIntelWire) December 25, 2025
Consequently, this resolution has strengthened confidence among institutional investors who had previously hesitated to enter the market due to legal risk. As a result, demand for XRP now has a clearer foundation, supporting price stability and sustained bullish sentiment.
OCC Approval and Institutional Adoption Strengthen Market Structure
In addition to legal clarity, Ripple received conditional approval from the U.S. Office of the Comptroller of the Currency to operate the Ripple National Trust Bank, a move that enhances its regulatory framework and signals stronger federal oversight. Moreover, exchange balances of XRP continue to fall, as ETFs and long-term holders withdraw supply from open markets, creating structural support for the price.
⚠️BREAKING: RIPPLE GETS APPROVED FOR A TRUST BANK IN USA!!!! THAT INSANE!! #XRP ON THE VERGE OF REPLACING THE USD!!!
MAINSTREAM IS NOT GOING TO REPORT ON IT!!! THEY ARE TOO SCARED!! THE XRP LEDGER JUST PREPARING TO REPLAE EVEN THEM!!!
THE LARGEST DECENTRALIZED MEDIA BACKED BY… https://t.co/eHmSicTu2K pic.twitter.com/OyxQv0n6Pg
— FinanceBro (@FinanceBroYT) December 27, 2025
Apart from this institutional demand, Ripple’s expanding partnerships and payment utility further justify deeper adoption and confidence from traditional finance.
ETF Adoption and Institutional Inflows Drive Momentum
Similarly, the launch of spot XRP exchange-traded funds in the U.S. has marked a major milestone for institutional access. These ETFs have collectively surpassed $1.1 billion in net inflows since their debut, absorbing available supply and reducing market volatility. In fact, analysts now view ETF participation as a durable demand source rather than short-term speculation. As a result, XRP is increasingly seen as a regulated digital asset suitable for institutional portfolios, where mainstream funds are beginning to support crypto exposure.
Looking Ahead: Analyst Forecasts and Market Expectations
Analysts remain optimistic about XRP’s future trajectory. Standard Chartered Bank’s global digital assets team projected that XRP could potentially reach up to $8 by 2026, driven by sustained ETF inflows and clearer regulatory status. Similarly, broader forecasts suggest continued tightening of exchange liquidity and institutional accumulation could fuel long-term growth. Thus, with legal clarity, federal approvals, and growing ETF participation all aligning, XRP’s outlook shows a foundation for price stability and potential upside in the months ahead.
XRP Price Prediction – Technical Analysis
XRP is trading near $1.87 on the 4-hour chart, moving sideways after a prolonged decline from the $2.05 area. Price action is compressing inside a symmetrical triangle, formed by a descending trendline from mid-December highs and a rising support line from the $1.77 low. This structure reflects balance rather than trend continuation.
Recent candlesticks show small real bodies with overlapping wicks, including multiple spinning tops, which points to indecision instead of aggressive selling. There is no follow-through after bearish candles, suggesting sellers are losing momentum. XRP remains capped below the 50-EMA near $1.88, while the broader 200-EMA around $1.98 continues to act as higher resistance.
Support is holding near $1.82, which also aligns with the triangle base and a minor Fibonacci retracement of the prior rebound. RSI is hovering around 45–50, signaling neutral momentum with no overbought pressure and early signs of stabilization. A breakout is likely once price escapes the triangle.
Trade idea: Buy a confirmed break above $1.90, targeting $1.98, with a stop below $1.82.
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