XRP Price Prediction: Can Salary Plan Push XRP to $5?

Quick overview

XRP has recovered after a midweek dip, up from $2.24 to $2.30 on Wednesday. The dip was caused by the US SEC’s delay in ruling on spot altcoin ETFs – including Solana, Cardano and Avalanche – which spooked the market.

But Bloomberg ETF analyst Eric Balchunas called the delay a routine procedure and investor sentiment recovered. XRP bounced back quickly and closed the week with a 4.5% gain despite the early volatility.

• Low: $2.24
• Current: $2.30
• Weekly: +4.2%
• Support: Firm above $2.00

Garlinghouse Proposes Real-Time Salary Payments Using XRP

Ripple CEO Brad Garlinghouse has added more fuel to the XRP fire by proposing a real-world use case: real-time salary streaming. At a recent fintech event, Garlinghouse suggested moving from monthly or biweekly payrolls to second-by-second wage payments using the XRP Ledger.

If adopted, it could revolutionize global payrolls and give workers continuous access to their earnings and more financial flexibility.

Ripple’s Real-World Use Cases:

• Real-time payroll: Micro-payments as work is done
• RippleNet infrastructure: Instant global settlements already in place
• Fintech relevance: Adoption by payroll providers, HR platforms

This reinforces XRP as infrastructure, not just an asset.

XRP Technical Analysis: $2.2613 Breakout to Watch

Technically, XRP/USD is looking bullish. It’s above the 50-period EMA at $2.2140 and the pivot at $2.20 so buying is back in play. A break above $2.2613 – current resistance – could be $2.3150 and potentially $2.38 if supported.

• Resistance: $2.2613
• Next Target: $2.3150 → $2.38
• Support: $2.20
• Deeper Support: $2.1869

The RSI is rising but not overbought yet. Failure to clear $2.2613 could retest $2.20. XRP looks good here with both technicals and use cases. Above $2.2613 and we could see $2.38 and then $3.50 and $5 if real world adoption takes off.

ABOUT THE AUTHOR See More

Maham Arslan

Crypto News Writer | Blockchain & Web3 Reporter

Maham is a crypto news writer and market analyst specializing in breaking down the latest developments across blockchain, digital assets, and decentralized finance (DeFi). With hands-on experience covering high-impact stories—from regulatory shifts and token launches to macro-driven price movements—she delivers timely, accurate, and SEO-optimized content for fast-growing crypto media platforms.Her expertise lies in producing daily news reports, price predictions, technical summaries, and coverage of market-moving events. Maham tracks real-time updates across global newswires, X (Twitter), and on-chain data to provide actionable insights tailored for retail traders, crypto enthusiasts, and institutional readers.With a strong grasp of crypto fundamentals and Web3 trends, she delivers content that’s informed, accessible, and always on time.

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