Coinbase Unveils UK GBP Savings Account Paying 3.75% Daily Interest
Coinbase is getting serious about the UK with a brand-new GBP savings account designed to bring regular investors into the world of crypto.
Quick overview
- Coinbase is launching a GBP savings account with a competitive 3.75% AER, aimed at attracting regular investors in the UK.
- The account features no minimum deposit, no lock-up period, and allows instant withdrawals while protecting balances up to £85,000 under the FSCS.
- Set to launch for select users on November 11, the account is part of Coinbase's strategy to strengthen its presence in the UK market.
- This new offering positions Coinbase as a bridge between traditional finance and crypto, enhancing its range of services.
Coinbase is getting serious about the UK with a brand-new GBP savings account designed to bring regular investors into the world of crypto. The savings account comes with a decent 3.75% AER—it’s calculated daily and paid out once the interest reaches a penny. Unlike some other crypto offerings, this one has all the right credentials: it’s backed by ClearBank, it’s a fully regulated savings account, and balances are protected under the UK’s Financial Services Compensation Scheme (FSCS)—that’s right, up to a maximum of £85,000.
The account is set to launch for select users on 11th November, with a wider rollout following in the weeks after. Coinbase is keen on making it easy to access your cash whenever you want – no minimum deposits, no lock-up period, and all the usual suspects like instant withdrawals and transfers to your bank or crypto accounts. Even if you do withdraw, any interest you’ve earned won’t be lost—it will all be kept for you.
Key Features to Keep an Eye On
- Interest on your savings will be 3.75% AER, and will keep pace with the Bank of England’s base rate.
- You can stick in as much or as little as you like – no minimum deposit required
- You can get your hands on your money whenever you want – no lock-up period and instant withdrawals.
- If something goes wrong, you can rely on the FSCS to step in and protect your cash up to £85,000.
- Interest will be added to your account daily and paid out once it reaches 1 penny.
COINBASE LAUNCHES SAVINGS ACCOUNTS IN THE UK WITH FSCS PROTECTION
UK users of Coinbase can now open Instant Access Savings accounts in GBP with UK-regulated partner ClearBank, earn daily interest on cash balances, and receive FSCS protection up to £85,000. pic.twitter.com/QEY1XeWw7j
— Crypto Town Hall (@Crypto_TownHall) November 11, 2025
This little trick positions Coinbase as the perfect bridge between the old world of traditional finance and the new world of crypto—it keeps your cash safe and secure while still giving you all the flexibility of a crypto platform.
Coinbase makes its move on the UK Market
For Coinbase, the UK is its biggest market outside the US—and following a string of regulatory approvals earlier this year, including registering as a Virtual Asset Service Provider with the FCA, this new savings account is part of a wider effort to make a splash in the UK. But with past fines from the FCA and the Central Bank of Ireland for not quite keeping up with monitoring and anti-money laundering, Coinbase has been working hard to address its compliance issues.
The GBP savings account is just the latest addition to Coinbase’s range of services, which already includes the Coinbase Card, a bunch of stablecoin options, and access to over 260 digital assets. By bringing traditional savings features into the mix with all that crypto goodness, Coinbase is on a mission to create the ultimate financial platform – one that lets you keep a handle on both your fiat and digital cash in one go.
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